Man giving thumbs up, get commercial truck financing

Get Commercial Truck Financing in 4 Easy Steps

When you work with AA Bankers to get commercial truck financing, we make it easy for you. Just follow these four easy steps to get your new rig on the road.

Trucking is an integral part of practically every industry in the country, and small trucking companies, including independent truckers, carry a lot of the weight for our shipping needs. So why is it often so hard for small operations to get the funding that they need to keep America running?

It doesn’t have to be. In fact, if you are trying to figure out how to get commercial truck financing to start a business or grow your fleet, you can do it in these four simple steps:

  1. Gather all your documents.
  2. Find your truck.
  3. Get insured.
  4. Submit your application.

Here’s how each step works.

Compile All the Documents and Information You Will Need

Before you begin the financing process, it may help to streamline things if you gather all the relevant documentation and information. Documents that you should compile before starting the process include:

  • Bank statements
  • Tax returns
  • References
  • Proof of insurance
  • LLC and operating agreements

While this is not a comprehensive list of all the information that could be helpful, it is a good starting point.

Want to learn what documents and information to have ready? Talk to one of our experts today.

Find a Truck

Finding the perfect truck for your business can take some time, so it is important to begin your search as soon as possible so that you have one lined up when you are applying for funding. Be as meticulous as you can in your search and be sure that the trucks you are looking at can haul the types of goods you deal with.

Once you have found a truck that works for your purposes, get a written quote and information about the truck, including the title and vehicle registration.

Get Insurance Coverage That Fulfills Your Needs

The kind of insurance that you need depends on your business, so you may want to consult with an expert. You do not necessarily need to have insurance before you can get commercial truck financing, but it can help finalize the process more quickly.

Submit Your Application

Once you have all the pertinent information and documentation ready, it’s time to fill out and submit your application for financing. You should work with someone who is familiar with truck financing so that you can ensure that you are getting the best rate and terms possible.

Get Commercial Truck Financing with Help from the Experts

Now that you know to get your documents in order, find a truck, and get insurance before you submit an application, what is keeping you from getting started today?

AA Bankers is here to help you get commercial truck financing when you need it, no matter what your credit looks like. Talk to a financial expert today by calling 786-578-0748, or send us a message.